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antp
French insurance rules are strict about this: when you're going backward, you are automatically responsible, even if you're not in reality.
I think in Belgium it is similar.
But in the example of the video, the trick is that they want to make it look like the guy rear-ended the BMW. If you do not have an eye-witness to prove that it is the other that was going backwards, it may look like it is you who didn't stop at time. Hence the interest of the dashcam