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Yes, to avoid fake insurance claims
Exactly. Before dashcams era we had a much more criminal gangs that specialised on road setups. Also in the 90's, there was no compulsory insurance, lot of cases car's damage used/forced to be solved without a law regulation. There was a tons of anecdotes about Zaporojets crashed in the W140 Mercedes, and troubles that driver gets. It made a huge trail in the mind, i think.